Cr Score ******************************************************************************* COPYRIGHT 2002 DUN & BRADSTREET INC. - PROVIDED UNDER CONTRACT FOR THE EXCLUSIVE USE OF SUBSCRIBER ATTN: DUN & BRADSTREET COMMERCIAL CREDIT SCORING REPORT =============================================================================== D-U-N-S: 80-473-5132 DATE PRINTED: August 9, 2002 GORMAN MANUFACTURING COMPANY, INC (AND BRANCH(ES) OR DIVISION(S)) BUSINESS SUMMARY 492 KOLLER STREET ========================================== SAN FRANCISCO, CA 94110 CONTROL: 1965 TEL: 650 555-0000 START: 1965 CEO: LESLIE SMITH EMPLOYS: 110 EMPLOYS HERE: 100 NET WORTH: $3,160,644 SIC: 27 52 LOB: COMMERCIAL PRINTING =============================================================================== COMMERCIAL CREDIT SCORE The Commercial Credit Score predicts the likelihood of a firm paying in a delinquent manner (90 + Days Past Terms) during the next 12 months, based on the information in Dun & Bradstreet's file. The score was calculated using statistically valid models derived from D&B's extensive data files. CREDIT SCORE CLASS (0 - 5): 5- HIGH RISK CREDIT SCORE PERCENTILE: 2 (Highest Risk: 1; Lowest Risk: 100) The Credit Score Percentile above means this firm scores the same as or better than 2 percent of the businesses currently available in D&B's Information Base. COMMERCIAL CREDIT SCORE: 270 (Highest Risk: 101; Lowest Risk: 660) INCIDENCE OF DELINQUENT PAYMENT AMONG Companies with Scores 241-280: 74.6% All Firms in D&B's Files: 16.6% AVERAGE HIGH CREDIT: $63,265 HIGHEST CREDIT: $2,000,000 # TRADE EXPERIENCES: 228 PAYDEX SCORE/INDEX - FIRM: 35 - 75 Days Beyond Terms PAYDEX SCORE/INDEX - INDUSTRY: 74 - 9 Days Beyond Terms =============================================================================== COMMERCIAL CREDIT ANALYSIS The Credit Score is based on the following prioritized factors in addition to other information in D&B's files. - 29% of trade experiences indicate slow payment(s) are present. - Payment experiences exist for this firm which are greater than 60 days past due. - Payment information indicates negative payment comments. - Evidence of open Suit(s), Lien(s) and Judgment(s) in the D&B database. - Control age or date entered in D&B files indicates lower risk. - D&B files indicate a net worth for this firm of $3,160,644. - Quick ratio is 0.6. Indications of slowness can be the result of disputes over merchandise, skipped invoices, etc. Accounts are sometimes placed for collection even though the existence or amount of the debt is disputed. The public record items contained in this report may have been paid, terminated, vacated or released prior to the date this report was printed. =============================================================================== SPECIAL EVENTS The following Special Events are present on this case and may not be reflected in the above score: 07/26/02 On Mar 26, 2001 the subject experienced a fire due to an earthquake. According to Leslie Smith, president, damages amounted to $35,000 which were fully covered by their insurance company. The business was closed for two days while employees settled personal matters. =============================================================================== For additional information on this company, you may order other D&B products or Investigative Services. END OF DUN & BRADSTREET COMMERCIAL CREDIT SCORING REPORT